Work not for a reward; but never cease to do thy work. The Bhagavad Gita2: We cannot be held responsible beyond our strength and means, since the resulting events are quite outside of our control and, in fact, we have power over nothing except our will; which is the basis upon which all rules concerning man's duty must of necessity be founded.
Calendar Year Deductible - in health insurance, the amount that must be paid by the insured during a calendar year before the insurer becomes responsible for further loss costs.
Capital Gains Loss - excess deficiency of the sales price of an asset over its book value. Calculated on the basis of original cost adjusted, as appropriate, for accrual of discount or amortization of premium and for depreciation. Capitation Arrangement - a compensation plan used in connection with some managed care contracts where a physician or other medical provider is paid a flat amount, usually on a monthly basis, for each subscriber who has elected to use that physician or medical provider.
The capitated provider is generally responsible, under the conditions of the contract, for delivering or arranging for the delivery of all contracted health services required by the covered person.
Captive Agent - an individual who sells or services insurance contracts for Responsibility not a sufficient condition of liability essay specific insurer or fleet of insurers.
Carrying Value Amount - the SAP book value plus accrued interest and reduced by any valuation allowance and any nonadmitted adjustment applied to the individual investment.
Cash - a medium of exchange. Cash Equivalent - short-term, highly liquid investments that are both a readily convertible to known amounts of cash, and b so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.
Investments with original maturities of three months or less qualify under this definition. Casualty Insurance - a form of liability insurance providing coverage for negligent acts and omissions such as workers compensation, errors and omissions, fidelity, crime, glass, boiler, and various malpractice coverages.
A loss exceeding a certain size triggers a reduction in the bond value or a change in the bond structure as loss payments are paid out of bond funds. Catastrophe Loss - a large magnitude loss with little ability to forecast.
Ceded Premium - amount of premium fees used to purchase reinsurance. Ceding Company - an insurance company that transfers risk by purchasing reinsurance. This was formerly the Health Care Financing Administration. Change in Valuation Basis - a change in the interest rate, mortality assumption or reserving method or other factors affecting the reserve computation of policies in force.
Chartered Life Underwriter CLU - a professional designation awarded by the American College to persons in the life insurance field who pass a series of exams in insurance, investment, taxation, employee benefit plans, estate planning, accounting, management, and economics.
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|What’s in it for you?||It has seemed to me worth while to show from the history of civilization just what war has done and has not done for the welfare of mankind.|
|Lifting the Veil||Since American Indians are now taxed, they are counted for purposes of apportionment. The 17th Amendment provided for the direct popular election of Senators.|
|Professional Ethics & Wrongful Discharge||This was scanned from the edition and mechanically checked against a commercial copy of the text from CDROM.|
Chartered Property Casualty Underwriter CPCU - a professional designation awarded by the American Institute of Property and Casualty Underwriters to persons in the property and liability insurance field who pass a series of exams in insurance, risk management, economics, finance, management, accounting, and law.
Designates must also have at least three years experience in the insurance business or related field. Claim - a request made by the insured for insurer remittance of payment due to loss incurred and covered under the policy agreement. Claims-made Form - A type of liability insurance form that only pays if the both event that causes triggers the claim and the actual claim are submitted to the insurance company during the policy term Class Rating - a method of determining rates for all applicants within a given set of characteristics such as personal demographic and geographic location.
Coinsurance - A clause contained in most property insurance policies to encourage policy holders to carry a reasonable amount of insurance.
In medical insurance a percentage of each claim that the insured will bear. Collar - an agreement to receive payments as the buyer of an Option, Cap or Floor and to make payments as the seller of a different Option, Cap or Floor.
Collateral Loans - unconditional obligations for the payment of money secured by the pledge of an investment.
Collateralized Bond Obligations CBOs - an investment-grade bond backed by a pool of low-grade debt securities, such as junk bonds, separated into tranches based on various levels of credit risk.
Collateralized Mortgage Obligations CMOs - a type of mortgage-backed security MBS with separate pools of pass-through security mortgages that contain varying classes of holders and maturities tranches with the advantage of predictable cash flow patterns.
Combinations - a special form of package policy composed of personal automobile and homeowners insurance.
Combined Ratio - an indication of the profitability of an insurance company, calculated by adding the loss and expense ratios. Same as "effective date" of coverage. Commercial Earthquake - earthquake property coverage for commercial ventures. Commercial Farm and Ranch - a commercial package policy for farming and ranching risks that includes both property and liability coverage.
Coverage includes barns, stables, other farm structures and farm inland marine, such as mobile equipment and livestock. Commercial Flood - separate flood insurance policy sold to commercial ventures. Commercial Mortgage-Backed Securities - a type of mortgage-backed security that is secured by the loan on a commercial property.
Commercial Multiple Peril - policy that packages two or more insurance coverages protecting an enterprise from various property and liability risk exposures.
Frequently includes fire, allied lines, various other coverages e. Such coverages would be included in other annual statement lines, if written individually.
Include under this type of insurance multi-peril policies other than farmowners, homeowners and automobile policies that include coverage for liability other than auto. Commercial Package Policy - provides a broad package of property and liability coverages for commercial ventures other than those provided insurance through a business owners policy.Indiana Rules of Court.
Rules for Admission to the Bar. and the Discipline of Attorneys. Including Amendments Received Through March 15, TABLE OF CONTENTS. This essay has been submitted by a law student. This is not an example of the work written by our professional essay writers.
Commercial Bank of Australia v Amadio. Risk is the potential of gaining or losing something of value. Values (such as physical health, social status, emotional well-being, or financial wealth) can be gained or lost when taking risk resulting from a given action or inaction, foreseen or unforeseen (planned or not planned).Risk can also be defined as the intentional interaction with uncertainty.
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This essay has been submitted by a law student. This is not an example of the work written by our professional essay writers. Malaysian contract law. RESPECTED HISTORIAN RALF GEORG REUTH ARGUES THAT HITLER may have had a ‘real’ reason to hate the Jews.
Noted for his breadth of knowledge on World Wars I and II and its prominent figures, German historian Reuth has enjoyed much acclaim for his numerous books covering the World Wars era.